If you run your own business, freelance, or work on a contract basis, getting a home loan approved in South Africa is entirely possible, but banks assess your income very differently to how...

Understand the buyer timeline after bond approval in South Africa, from grant letter and attorneys to insurance, registration, transfer and moving...

A practical guide for couples applying for a joint home loan in South Africa, covering income, debt, credit records, affordability and shared responsibility...

Use this South African home loan pre-approval checklist to prepare income documents, expenses, credit checks, bank statements and a realistic budget...

When you apply for a home loan directly through one bank, you see one bank’s answer. When you work through a bond originator, your application can be packaged and submitted to multiple banks, giving...

A practical first-time home buyer guide for South Africa covering affordability, documents, pre-approval, viewing checks, costs and bond basics...

Learn why South African home buyers should get bond pre-approval before viewing properties or making an offer...

A practical checklist for South African first-time buyers applying for a bond in a higher interest rate environment...

A practical South African guide to deciding whether to buy property now or wait when prime lending is around 10.5%...