Stay informed with Bond Gallery’s latest news, expert insights, and updates on the South African property and home loan market. Tips, trends, and bond advice — all in one place.
Your credit score affects whether you're approved for a bond, how much you can borrow and your interest rate. Learn what banks check, what helps and hurts your score and how to improve it before...
The Reserve Bank has raised prime to 10.75%. A practical South African guide to how much your bond repayment will increase, what the hike means for affordability, and simple steps homeowners and...
If you run your own business, freelance, or work on a contract basis, getting a home loan approved in South Africa is entirely possible, but banks assess your income very differently to how...
A practical guide for couples applying for a joint home loan in South Africa, covering income, debt, credit records, affordability and shared responsibility...
Use this South African home loan pre-approval checklist to prepare income documents, expenses, credit checks, bank statements and a realistic budget...
When you apply for a home loan directly through one bank, you see one bank’s answer. When you work through a bond originator, your application can be packaged and submitted to multiple banks, giving...
