Bond Originator South Africa: How It Helps Buyers Compare Banks
When you apply for a home loan directly through one bank, you see one bank’s answer. When you work through a bond originator, your application can be packaged and submitted to multiple banks, giving you a better basis for comparison. In South Africa, a bond originator acts as a link between the buyer and the […]
First-Time Home Buyer South Africa: 7 Steps Before You Make an Offer
A practical first-time home buyer guide for South Africa covering affordability, documents, pre-approval, viewing checks, costs and bond basics.
Why bond pre-approval matters before you start house hunting
Learn why South African home buyers should get bond pre-approval before viewing properties or making an offer.
First-time buyer bond approval checklist: what banks look for before saying yes
A practical checklist for South African first-time buyers applying for a bond in a higher interest rate environment.
Buy now or wait? How to make a smart property decision when interest rates are higher
A practical South African guide to deciding whether to buy property now or wait when prime lending is around 10.5%.
Prime lending rate at 10.5%: what the latest increase means for your home loan
South African home buyers have had to adjust their budgets again after the latest interest rate increase. The South African Reserve Bank raised the policy rate to 7% at its May 2026 Monetary Policy Committee meeting, which means the prime lending rate has moved to around 10.5%.
First Time Home Owners need to know!
Exploring the realm of property and its financing for the first time can feel like stepping into a labyrinth, especially when it involves applying for finance and striving to secure the best interest rates possible. For those embarking on this journey as first-time home buyers, here are some invaluable pieces of advice: Harness the Power […]
Allow your Bond to save you Thousands!
An access bond is a powerful tool that can help you save on interest charges on your home loan. By using your access bond as a method to save, you can make extra payments into your bond account and reduce the amount of interest payable on your mortgage. Quintin McKenzie, Provincial Manager Gauteng for Bond […]