Bond Gallery (Pty) Ltd (“Bond Gallery”, “we”, “us”, or “our”) respects your privacy and is committed to protecting your personal information in compliance with the Protection of Personal Information Act (POPIA) of South Africa.

This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you use our services, visit our website, or interact with us.


1. What Information We Collect

We may collect and process the following personal information:

  • Identity Information: Name, surname, ID/passport number

  • Contact Information: Email address, phone number, residential address

  • Financial Information: Income details, bank statements, payslips, credit reports

  • Employment Information: Employer details, employment status, proof of income

  • Property Information: Property location, purchase price, deposit details

  • Supporting Documentation: Copies of ID, proof of residence, marriage certificate (if applicable), and other documents required for bond application

We collect this information directly from you or through third-party providers with your consent.


2. How We Use Your Information

Your personal information is collected and used for the following purposes:

  • To assess your bond application

  • To submit applications to financial institutions on your behalf

  • To conduct credit checks with your permission

  • To communicate with you regarding your application or services offered

  • To comply with legal and regulatory requirements

  • To improve our services and customer experience


3. Disclosure of Information

We may share your information with:

  • Registered financial institutions and banks

  • Credit bureaus (with your consent)

  • Our staff, agents, and service providers who assist in delivering our services

  • Regulatory authorities when legally required

We do not sell your personal information to third parties.


4. Data Security

We implement reasonable technical and organizational safeguards to protect your personal information from loss, misuse, unauthorized access, disclosure, alteration, or destruction.

This includes:

  • Secure storage (digital and physical)

  • Encrypted communications

  • Access controls and user authentication


5. Your Rights Under POPIA

You have the right to:

  • Access your personal information

  • Correct or update your personal information

  • Object to the processing of your information

  • Withdraw your consent (where applicable)

  • Lodge a complaint with the Information Regulator

To exercise any of these rights, please contact us at [Insert Email Address].


6. Retention of Information

We retain personal information only for as long as necessary to fulfill the purpose for which it was collected and to comply with legal and regulatory obligations.


7. Cookies and Website Tracking

Our website may use cookies and tracking technologies to improve user experience and analyze traffic. By using our website, you consent to our use of cookies in accordance with this policy.


8. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on our website with the updated effective date.


9. Contact Us

If you have any questions or concerns about this Privacy Policy or the way your personal information is handled, please contact:

Bond Gallery (Pty) Ltd