Declarations - In terms of section 81(2) of the National Credit Act 34 of 2005
POWER OF ATTORNEY FOR REQUESTING AND OBTAINING PERSONAL CREDIT RECORD

Primary Applicant

DECLARATION BY APPLICANT/S

A - Consent to BOND GALLERY making an application for home loan finance on my/our behalf

B - Consent to an insurance representative calling me/us to advise on my/our mandatory buildings insurance and my/our mortgage protection requirements
related to my/our home loan application once it is granted.

C - Acknowledge that personal, financial and other information is furnished to Bond Gallery for the purposes of making an application for home loan finance and are aware that I/we are required
to furnish all such information truthfully and fully.

D - Consent to Bond Gallery receiving all communication from the bank/s (including the quotation) pertaining to my/our home loan application. I/we consent to Bond Gallery sharing the bank/s
decision on my/our home loan application with the estate agent and issuing the estate agent with a copy of the bank/s quotation.

E - Consent to the bank/s only contacting me/us after Bond Gallery has notified the bank of my/our acceptance of the bank’s quotation.

F - Consent to Bond Gallery & third parties, including banks and insurers, making enquiries to credit bureaux when assessing my/our home loan application for finance and related buildings and
bond protection insurance.

G - Hold no other citizenships and residence for local and international tax purposes, other than those disclosed in this application form and I/we will inform the lender in writing of any change of
this status within 30 days of the change of status

H - Consent to Standard Bank, ABSA and Nedbank electronically retrieving my/our bank statements

I - Do hereby appoint Bond Gallery as my/our lawful representative and agent to process my/our personal information to obtain a copy of my/our personal credit report (“PCR”) from a registered
credit bureau, including via a registered reseller provider. I/We consent to the credit bureau and/or other registered provider releasing a copy of my/our PCR to Bond Gallery to review solely
for the purpose of providing me/us with advice or assistance with managing my/our credit.

J - Consent that the bank may obtain and use my/our information from third-party qualification data providers to conduct an assessment to determine my/our
eligibility for, and the appropriateness of, the home loan.

K - Give consent to the bank to process my/our personal information to do fraud checks, as well as checks and reporting to the South African Fraud Prevention Services. 

L - I/We irrevocably consent that Nedbank and First National Bank may request my/our salary advices from my/our employer(s) or any third party.

M - Consent to the bank and its affiliates to use my/our information provided herein to apply for other banking products on my/our behalf after my/our acceptance of the bank’s offer of finance
First Home Finance Qualifying Applicants Only

N - Consent to Bond Gallery making application to the NHFC on my/our behalf for First Home Finance and for Bond Gallery to receive all communications from the NHFC pertaining to my/our First Home Finance application, including the final outcome of my/our application. I/We understand the purposes for which my/our personal information is required and for which it will be used by Bond Gallery and the NHFC.

O - Consent, after my mortgage bond is registered, to receiving estate planning advice of a free Will and to explore any changed insurance requirements. I/we are aware that I/we can opt out at any time.

Data Privacy

Your data privacy is important to us.

While we will not share your personal information with anyone, we don’t want you to miss out on the latest information and our products and services that would interest you. Remember, you
can opt out at any time.